Dwivedi, A K and Charyulu, D.K.
(2011)
Efficiency of Indian Banking Industry in the Post-Reform Era.
Documentation.
Indian Institute of Management, Ahmedabad.
![[img]](http://eprints.icrisat.ac.in/style/images/fileicons/application_pdf.png)  Preview |
|
PDF
- Published Version
| Preview
|
Abstract
One of the major objectives of Indian banking sector reforms was to encourage
operational self-sufficiency, flexibility and competition in the system and to
increase the banking standards in India to the international best practices. The
second phase of reforms began in 1997 with aim to reorganization measures,
human capital development, technological up-gradation, structural development
which helped them for achieving universal benchmarks in terms of prudential
norms and pre-eminent practices. This paper seeks to determine the impact of
various market and regulatory initiatives on efficiency improvements of Indian
banks. Efficiency of firm is measured in terms of its relative performance that is,
efficiency of a firm relative to the efficiencies of firms in a sample. Data
Envelopment Analysis (DEA) has used to identify banks that are on the output
frontier given the various inputs at their disposal. The present study is confined
only to the Constant-Return-to-Scale (CRS) assumption of decision making units
(DMUs). Variable returns to scale (VRS) assumption for estimating the efficiency
was not attempted. It was found from the results that national banks, new private
banks and foreign banks have showed high efficiency over a period time than
remaining banks.
Actions (login required)
 |
View Item |
Altmetric
Altmetric