Access to Finance in Sub-Saharan Africa: Is There a Gender Gap?

Aterido, R. and Beck, T. and Lacovone, L. (2013) Access to Finance in Sub-Saharan Africa: Is There a Gender Gap? World Development. pp. 1-19.

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Abstract

We show the existence of an unconditional gender gap in Sub-Saharan Africa. However, when key observable characteristics of the enterprises or individuals are taken into account the gender gap disappears. In the case of enterprises, we explain our finding with differences in key characteristics and a potential selection bias. In the case of individuals, the lower use of formal financial services by women can be explained by gender gaps in other dimensions related to the use of financial services, such as their lower level of income and education, and by their household and employment status.

Item Type: Article
Uncontrolled Keywords: access to financialservices, gender, entrepreneurs hip
Author Affiliation: World Bank, Washington DC, USA
Subjects: Social Sciences > Agricultural Extension,Technology, ICT
Divisions: General
Depositing User: Mr Siva Shankar
Date Deposited: 17 Apr 2013 08:00
Last Modified: 17 Apr 2013 08:00
URI: http://eprints.icrisat.ac.in/id/eprint/10296

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